How To Get Rich
0:10
7 gün önce
Financial Wellness Reminder
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Start Investing Early!
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How To Avoid Overdraft Fees
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Payday Feeling Be Like...
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Investing In Plain English
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YORUMLAR
ABC1 XYZ2
ABC1 XYZ2 Gün önce
+The College Investor Hello, I have a single member LLC I formed last year. I haven't made any income on it yet but I did have expenses in 2020. I filed for an extension to OCT 15. Do I have to file? Great content thank you
ABC1 XYZ2
ABC1 XYZ2 Gün önce
@The College Investor ok. Thank you for your help!
The College Investor
The College Investor Gün önce
Absolutely report the losses! Because you can carry them forward to future years and offset future income. For example, if you lost $3,000, but then this year you made $10,000, you can use the prior loss to only have to pay tax on $7,000. That’s a super-simplification but I hope it clarifies why you should do it.
Levi A
Levi A 2 gün önce
Hello! I'm a bit confused on the self-employment part. If you qualify as self-employed, do you absolutely have to file taxes if you earn less than $400 or is it optional? Also, is it a good idea to file taxes regardless? Whether you be self-employed or not for any income?
Levi A
Levi A Gün önce
Thank you very much!
The College Investor
The College Investor 2 gün önce
It's always a good idea to file your taxes and you should report all your income. Remember, if you're self-employed, you report your income and expenses - so your net/taxable income may be less than your gross income.
Devin Sharma
Devin Sharma 3 gün önce
There is a small amount of funds left in the 529 plan my parents created for me. Can the beneficiary be updated from myself to a grandchild?
The College Investor
The College Investor 2 gün önce
Absolutely. In fact, grandparent 529 plans will become even more lucrative next year from a financial aid perspective due to FAFSA changes. See this: thecollegeinvestor.com/38293/help-grandkids-pay-for-college/
Tim Web
Tim Web 4 gün önce
Never received a penny, but the leeches and criminals get a free ride.
Katelyn Adams
Katelyn Adams 4 gün önce
So my parents and I are estranged. I cannot get their financial information. I remember that I could use my own as long as I could prove that I made a certain amount yearly on my own. If you could provide me any advice it would he a huge help for me.
The College Investor
The College Investor 4 gün önce
When you fill out that FAFSA, you would file as an independent student.
Jordan Perez
Jordan Perez 4 gün önce
i have a question that no one seems to know the answer too. Maybe someone here can help me. I have a regular 9 to 5 job, and I'm making money as a freelance artist. Those are 2 separate streams of income that I report to the government. When I start making lots of money from my Freelance art business ill have to switch to quarterly tax payments. (now this is the question no one seems to know) "when I switch to quarterly Tax payments will I have to report my earnings 4 times a year for both streams of income, or do I only report the income for my freelance art business ?"
Jordan Perez
Jordan Perez 4 gün önce
@The College Investor that everything then. Thank you so much. Today I'm going to start looking for clients 😁
The College Investor
The College Investor 4 gün önce
That’s correct. It’s just what you owe to the IRS in total. And you don’t actually ever have to. You can “settle up” on April 15 and just pay what you owe (but you do run the risk of penalties if it’s too much).
Jordan Perez
Jordan Perez 4 gün önce
@The College Investor I think I get it. You don't know how helpful you were. so if I'm understanding correctly, every quarter I pay taxes on all earnings, meaning both day job and side hustle.
The College Investor
The College Investor 4 gün önce
Love this question because it's right up our alley. First off, there is NEVER a level of income that requires you to file quarterly taxes. When you might want to is when you're not withholding enough taxes from your 9-5 job to cover any taxes due on April 15. The only thing the IRS cares about is whether you pay enough taxes during the year - so if you're owing big, you may want to file quarterly (or else you may start facing underpayment penalties). With that said, I know plenty of people who simply pay the penalty rather that worry about it. Second, what do you report? Well - nothing. There is no actual tax filing needed. You literally just go onto the IRS Direct Pay website and send them money (however much you want really). But your real question is - how much do you pay? Well, this is based on how much you earn each quarter - including everything, day job, side hustle, investment income, whatever. Then you figure out your estimated taxes based on that, and then you send that money in. Ok, so going back to the top - do you even need to file? Probably not. Even then, I would look at adjusting your W4 withholdings at your day job to simply withhold more money in taxes from your normal paycheck to cover any side hustle taxes due. We did this for years and it's much easier to do! You might find this guide helpful: thecollegeinvestor.com/22074/the-ultimate-self-employment-guide-to-filing-estimated-taxes/
LouieVyro
LouieVyro 6 gün önce
I’m not going to school because I’m in a trade but my grand parents had a account open for me with money in it I think it was a 529 plan hm would the fee cost to get the money out if it was around 50 grand
Thunder Thumbz
Thunder Thumbz 10 gün önce
Any videos on income based repayment plan forgiveness?
The College Investor
The College Investor 10 gün önce
Yes: trshow.info/watch/zRfOXsZlAT8/video.html You might also find this useful: thecollegeinvestor.com/578/ways-to-get-student-loan-forgiveness/
longtonv
longtonv 13 gün önce
Can this be applied to multiple employers in the case of having more than 1 job? So $10,500 total payments for 2 jobs and two separate employers? Thanks!
The College Investor
The College Investor 13 gün önce
The language appears as a "per employee" benefit. You should check with an accountant but it seems possible.
luna haque
luna haque 14 gün önce
nice
D Cole
D Cole 15 gün önce
How can "shopping" be a category? instead of "clothes," "groceries," etc.
Lala2010wow
Lala2010wow 16 gün önce
I was given a grant in 2013... I had to drop out of school because of a DV issue... I tried to set up a repayment plan but wasn't able to keep up on my payments and it went to collections... I can't re-enroll because of a hold on my account now... What can I do to get back into school and not have to pay this money back... It's been gaining interest since 2013!!! 🤦‍♀️ Please help
The College Investor
The College Investor 16 gün önce
You need to settle the debt or get on a payment plan to eliminate it. Being in default on any federal aid will prevent all future federal aid.
How To Adult School
How To Adult School 25 gün önce
This is SUCH an important message for college students! I budgeted hard through college and it created so much more freedom when I graduated. I was lucky to have been taught how to early though, and I wish more people had the chance to learn this before they start college!
VDyoJunkie
VDyoJunkie 27 gün önce
Is vinmeo only for domestic transfer?
The College Investor
The College Investor 25 gün önce
Yes only domestic.
Jay M
Jay M Aylar önce
Calling a permanent life insurance policy a "bad boy" is unprofessional. Your video comes across as a "thumbs down" to life insurance and a "thumbs up" to investments and is lacking in objectivity. The two (life insurance and investments) can happily co-exist. The objectives and needs of each client will determine the appropriate product solutions. I'm sure it was not your intention to mislead your subscribers but that is what you did. A quote from Mark Twain seems apropos, “It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so."
Jay M
Jay M Aylar önce
My post did not take issue with the portion of the video discussing how life insurance has been, and still often is, misrepresented by some marketers as “Section 7702 plans.” No matter what type of life insurance it is, it should be called life insurance. However, the video makes permanent life insurance sound as if it is a terrible thing to own. Your calling permanent life insurance policies "bad boys" is not helping your subscribers. Next time you produce a video about life insurance, perhaps you should consider a more balanced approach. There are pros and cons to life insurance just as there are pros and cons to investments. If, in over a decade, you have not seen how a properly structured life insurance policy can be suitable for long-range planning purposes, then you either haven't been looking hard enough or you haven’t been consulting with knowledgeable licensed insurance professionals. There are people in the insurance industry that misrepresent and mis-sell and there are people in the investment industry that do the same. It would have been refreshing had you suggested to your subscribers that they consult with an insurance professional to review any policies they may have or to review whether permanent life insurance might indeed be a suitable planning tool for pursuing their long-term objectives. The video suggests these “bad boys" (again, as you refer to permanent life insurance policies) should likely be surrendered and why, so the funds can be invested elsewhere? A decision to surrender a policy (or to replace one or acquire one) should not be entered into lightly as there are many variables to consider. I would have appreciated had you included in your video a comment that life insurance may serve as both a risk diversification tool and a tax diversification vehicle. It’s your prerogative not to believe in the value of owning permanent life insurance but when producing videos (which I assume are to be educational in nature), your biases should be kept in check. That’s just my opinion after having devoted 41-plus years of my career to the financial services sector.
The College Investor
The College Investor Aylar önce
Life insurance and investments can co-exist as two completely different vehicles. In over a decade of working in this space we've rarely seen one where the outcome of the individual benefits more from a combined product than from keeping them separate. The use cases are just far too small for the mainstream, yet they are sold as the answer to the mainstream in lieu of IRAs and 401ks - which honestly should be criminal. And any social media influencer hawking them as Section 7702 plans instead of their real name is doing it to mislead and mis-sell.
General Warsaw
General Warsaw Aylar önce
Thanks for the heads up. love the content, makes me feel like I don't have to do this alone.
DOMI MEX
DOMI MEX Aylar önce
Can I qualify if I want to go to trade school or only for college
The College Investor
The College Investor Aylar önce
Yes, you can get Pell Grants for trade school. Just fill out the FAFSA.
Gorgeous_Sagittarius
Gorgeous_Sagittarius Aylar önce
Hi, I have a question, I just received an amount from Pell grant that's enough for full time classes, but I was trying to do part time classes. Will Pell grant reduce my funding? Classes haven't started yet and I haven't dropped or reduced any classes yet
Gorgeous_Sagittarius
Gorgeous_Sagittarius Aylar önce
@The College Investor Thank you for the response!
The College Investor
The College Investor Aylar önce
Yes, your financial aid award (including a Pell Grant) can be reduced if you only have part-time status. You need to contact your financial aid office and coordinate your aid. Don't spend anything out of your account as it may get refunded.
KevyReady
KevyReady Aylar önce
What do you do if your side hustle doesn't give a 1099 form, like UserTesting. They use PayPal to pay their users but say they are not responsible for your taxes.
The College Investor
The College Investor Aylar önce
It already exists! Check the link to the blog post and our video guide is there too!
KevyReady
KevyReady Aylar önce
Thanks. Maybe you can do a video on this in the future?
The College Investor
The College Investor Aylar önce
Great question! You're responsible to always keep track of your income and expenses and report that to the IRS on your taxes. Nobody has to give you paperwork when you earn income. Think of a regular corner store - they're taking in cash for sales, but nobody is giving them paperwork to prove they sold it (they have to track it themselves and report it). The same is true for you - it's on you to keep track of what you earn and what you spend. Check out this guide on how to handle this effectively for your side hustles: thecollegeinvestor.com/34788/taxes-for-your-side-hustle/
Kim Willard
Kim Willard Aylar önce
They've had my taxes now for 9 weeks. I need to find someone else to help me.
Joe Cannon
Joe Cannon Aylar önce
Does quicken for mac have transaction sounds? In windows, it makes a sound when entering transactions. What about the mac version?
Joe Cannon
Joe Cannon Aylar önce
@The College Investor I will reach out to Quicken to see what they have to say.
The College Investor
The College Investor Aylar önce
@Joe Cannon No idea. I just personally tried it to check, and nothing.
Joe Cannon
Joe Cannon Aylar önce
@The College Investor Thanks so much. So odd it doesn't have a transaction sound? I wonder why?
The College Investor
The College Investor Aylar önce
It has some sounds - but not the cash register when you enter a transaction. It does have a delete sound when you delete a transaction.
K S
K S Aylar önce
Is there a 529 that you can pick etfs and 529 not just the set plans.
The College Investor
The College Investor Aylar önce
THere's not self directed 529 plan. Some people like to use a UGMA, but there are no tax benefits for such an account. It's basically just a brokerage account for kids.
K S
K S Aylar önce
@The College Investor Thanks. I heard people say the term self directed but I could never find one where you could pick.
The College Investor
The College Investor Aylar önce
No, all 529 plans are state plans - they are offered by each of the states, and the states choose the investments offered in them (like a 401k). So you only get access to the mutual funds offered in the plan.
Ani Martinez
Ani Martinez Aylar önce
the Venmo is not available in my country 🥺
Some Guy 4891
Some Guy 4891 Aylar önce
I am just now hearing about this. Saw a news article that said this was being extended through the end of 2025. I'm not aware of any LRAP at my employer. Do they have to have/establish one in order to do this? I've been reading online, but I still have questions: 1. this money is NOT supposed to come out of my pay, right? It's supposed to be an added benefit to the job? My employer would be giving me $5,250 a year toward my loans instead of paying that money to the government in payroll taxes. Or am i wrong? 2. is the payroll tax deduction for my employer dollar for dollar what they are paying to us for our loans? Are they getting $5,250 off their payroll taxes, or do they get more than that? Say, if they got $1.10 per every $1 they put into this off their payroll taxes. It would make it easier for me to sell this to my employer. 3. I'm still paying off undergraduate loans from 2006 (i know). The government sold my loans off to a private collection agency in 2007, so i haven't qualified for ANY of the COVID deferment benefits. Will I still qualify for this? Thanks.
The College Investor
The College Investor Aylar önce
Yes, your employer needs to setup a LRAP benefit program - or Section 127 program. 1. Correct. It will usually show on your W2 but under other and be non-taxable. 2. No, they simply don't pay any taxes on the money (there's no extra benefit - and the $5,250 still comes out of their pocket). 3. Doesn't matter your loan type (Direct, FFEL, or Private). But... you really might want to get rid of those FFEL loans and convert them to Direct Loans. It opens up more opporuntities. See this guide: thecollegeinvestor.com/37756/ffelp-loans/ See this. thecollegeinvestor.com/33583/employer-student-loan-assistance-tax-free/
Mark Biscamp
Mark Biscamp Aylar önce
Wow she's very pretty
L K
L K Aylar önce
If I get a HELOC to pay off my first mortgage loan and use some pay a balance of the tuition, will it affect my financial aid amount? and can i deduct the interest for annual tax filing?
The College Investor
The College Investor Aylar önce
HELOCs are ignored by FAFSA and don't impact your financial aid. You can only deduct the mortgage interest if you're eligible - such as by using it for home improvement. Cash out to pay tuition isn't an eligible expense to deduct the interest.
John Fowler
John Fowler Aylar önce
You also might want to know if there are limits on premium rate hikes per annum. Mine went up %16 from last year and my 2dogs are only a year and a half old and I made ZERO claims. Ridiculous.
NDSS Gaming
NDSS Gaming Aylar önce
Is it save website ?
mikaela aphrodite
mikaela aphrodite Aylar önce
pell grant is also availble for eligible non citizen like permanent green card holder . right?
The College Investor
The College Investor Aylar önce
Yes green card holders are eligible
KC MO
KC MO Aylar önce
Can Biden keep a harem by executive order?
Kevin Barrow
Kevin Barrow Aylar önce
And does not apply to parent loans??
The College Investor
The College Investor Aylar önce
You can consolidate and get on ICR, in which case this would apply. See this guide to Parent PLUS loans: thecollegeinvestor.com/17101/options-if-you-cant-afford-your-parent-plus-loans/
Virginia
Virginia Aylar önce
This website you are suggesting wants too much personal information.
Virginia
Virginia Aylar önce
@The College Investor talk to me when you grow up.
The College Investor
The College Investor Aylar önce
Lol, you realize this account is managed by a team and media company? With that being said, I personally own a paid off house in a HCOL area and have been helping families navigate paying for college for over a decade… You shouldn’t confuse age/looks with financial situation and knowledge…
Virginia
Virginia Aylar önce
@The College Investor I'm not applying for a loan through the website. I wanted to use the site to compare loans. You obviously are young and haven't wheeled and dealed enough. Talk to me when you paid a house off and sent several kids to college.
The College Investor
The College Investor Aylar önce
You’re applying for a loan… it’s going to ask for everything - name, address, SSN, income, and more. What do you expect when you apply for a student loan?
Chelse Chavez
Chelse Chavez Aylar önce
Collegiate loans directly from the college?
The College Investor
The College Investor Aylar önce
Are you meaning a Perkins Loan? Or a private loan? There’s no specific thing as a “collegiate loan” but it usually refers to one of those.
Incel Insurrection
Incel Insurrection Aylar önce
I can see a class action suit if the former vice president, Joe Biden go through with this illegal scheme. This whole mess was created by Congress when they passed legislation to guaranteed student loans. Naturally, colleges jump on this and started accepting any students they can tricked into applying. Once they got the money, it doesn't matter to them if the student can or can not pay back the loan. To fix this, Congress should update the law, making the college cosigner of the loan, and only guaranteed loans for students in STEM major.
Motorcycle Michael
Motorcycle Michael Aylar önce
Yes!, he can but apparently hes 🤥
The Adapted Reader
The Adapted Reader Aylar önce
25 years and it will be forgiven. Bitch that isn't forgiven I paid it wtf
The College Investor
The College Investor Aylar önce
Did you recertify your income when you actually had $0? Or were you letting it ride and recertify based off your annual tax return? If you’re at $0, you can immediately recertify and get the $0 payment.
The Adapted Reader
The Adapted Reader Aylar önce
@The College Investor I've been on these repayment plans even when I had no income I had to pay 25 bucks a month
The College Investor
The College Investor Aylar önce
I mean, you could legally have a $0 payment for the entire time and never paid a dime of it…
Odysseus
Odysseus Aylar önce
UNFORTUNATELY, the "business" version of H&R Block software does not do remotely what it claims, which is C-corp entity tax forms - it is extremely limited software. And nobody at H&R Block phone help seems to know the first thing about their software.
Odysseus
Odysseus Aylar önce
@The College Investor Thanks the issue here, though, is completely false advertising by H&R Block. On the contrary, there is plenty of opportunity for tax software in business tax returns. Turbotax does considerable business serving the business community and I am one of them.
The College Investor
The College Investor Aylar önce
Thanks for sharing. So few people use tax software for business returns we don’t review it. Honestly, with a C-Corp, you really should be using an accountant.
Ghost tankcommander
Ghost tankcommander Aylar önce
Can you set up automatic payments with these apps?
x000Leo
x000Leo 2 aylar önce
If I do door dash, how much do I need to make to pay taxes? Or how much d I need to make so I don’t have to pay taxes? 🤔
The College Investor
The College Investor 2 aylar önce
You legally need to report all your self employment income. But you also get to deduct your self-employment expenses. Check this out: thecollegeinvestor.com/34788/taxes-for-your-side-hustle/
Marlene Solis
Marlene Solis 2 aylar önce
what happens, if someone drops out of college after a semester ends? would they need to repay back grant money???
The College Investor
The College Investor 2 aylar önce
Depends on how much was awarded on your grant and for what quarters. Usually summer is treated differently so it won't matter. But you then get a grant for the entire school year, divided up amongst the quarters. Basically, anything you didn't use has to be paid back.
Mac_DeMarco_VeVeo
Mac_DeMarco_VeVeo 2 aylar önce
@The College Investor My community college works on a quarterly basis, so say I attend the summer quarter, but leave at the end and decide I won't be returning for the fall. Would I be liable for the rest of the year, or just the fall?
The College Investor
The College Investor 2 aylar önce
They would only need to pay back any money for future semester. For example, you get a full year grant award, only go in the fall, drop out. If you'd need to repay the Spring money you didn't use.
Tim Web
Tim Web 2 aylar önce
You are way too old girl, give it up 👌
Anang Kusmana
Anang Kusmana 2 aylar önce
a good channel and very inspiring many people. what is the minimum initial deposit in a roth ira vanguard account? Does Vanguard accept individual clients from Indonesian citizens?
The College Investor
The College Investor 2 aylar önce
No just USA
Rolando Arellano
Rolando Arellano 2 aylar önce
Who makes you videos
TheSkandranon
TheSkandranon 2 aylar önce
I have a dropshipping business on Facebook Marketplace. I list adult coloring books on Facebook and then buy them on Amazon and have them mail it to my customer. I'm currently using Excel to keep track of my sales and purchases, is that enough to be able to file for the taxes, or is there something else I should use? Especially when I don't believe Facebook is going to send me a 1099 form
The College Investor
The College Investor 2 aylar önce
That's totally fine. There's no "right" way to be organized as long as you're keeping accurate track of your income and expenses.
PeaceDenisse
PeaceDenisse 2 aylar önce
It has to be at the same school for five years? How about if I worked in a low income district for 5 years
The College Investor
The College Investor 2 aylar önce
It has to be 5 consecutive years at a Title 1 low income school. It can be multiple schools, but they all must qualify and be consecutive.
Andrew Diamond
Andrew Diamond 2 aylar önce
Quicken went from a 3-year cycle to an annual one. I'm not wanting to pay $60+ per year for what I used to get at 1/3 of that cost. After 25 years, I'm planning to leave.
The College Investor
The College Investor 2 aylar önce
Check out our list of Quicken Alternatives: thecollegeinvestor.com/21040/best-alternatives-quicken/
Tim Web
Tim Web 2 aylar önce
This channel is garbage 🚽
Lisa Malcolm
Lisa Malcolm 2 aylar önce
How to file taxes if paid under the table , not my choice my employer is paying me cash. Prob so she can get out of taxes . But I want to make sure I’m covered. Help
JenɴᎥFeR Qμïñ†åñïllå
JenɴᎥFeR Qμïñ†åñïllå 2 aylar önce
So I can claim it in my tax she was born in 2021 ? Do I qualify
Nativeways
Nativeways Aylar önce
@The College Investor but where do you go at add your 2021 baby..i cant fine it ive been look and seem to not find it
The College Investor
The College Investor 2 aylar önce
Yes, follow the steps and go to the IRS website to claim it.
cmpdas
cmpdas 2 aylar önce
Just a 10% on the gain is not bad considering you got a pay capital gains if it was just a regular account which is 15 or 20%
Allen Bozeman
Allen Bozeman 2 aylar önce
I will compare ethos with the actual companies that write their policies. And the backend data intrusion should absolutely frighten customers especially if ethos makes it difficult to reach someone by phone, bad idea. I don't trust the potential security breach of my information.
geetac
geetac 2 aylar önce
Thank you
Joseph Antosh
Joseph Antosh 2 aylar önce
Do I need a state id number to file
Olivia Bright
Olivia Bright 2 aylar önce
EVERLANCE vs STRIDE vs GRIDWISE? Which one is best? Is it recommended to use two for accuracy or? I'm only trying to do Food Deliveries.
Margaret Jongebloed
Margaret Jongebloed 2 aylar önce
Great comparison numbers and information. Thank you 😊
Ke Le
Ke Le 3 aylar önce
Hello, So after I fill out the general FAFSA around February and the FAFSA is successfully verified, I don't have to apply/sign anything else to receive money from the Federal Pell Grant for my upcoming school year?
The College Investor
The College Investor 2 aylar önce
The next step will be your school's financial aid office will send you the information for the Pell Grant and/or student loans. And you sign the paperwork through them.
Christopher Carrillo
Christopher Carrillo 3 aylar önce
Is this only for Uber or Lyft. Or can I use this for my drive to and from work?
The College Investor
The College Investor 2 aylar önce
You can use this for anything, but your normal drive to and from work isn't tax deductible so it doesn't really matter.
Nicolle
Nicolle 3 aylar önce
When filing single, would you include any state assistance (ebt)? Child support received? When it comes to being self employed - if you sell art via social media here and there but you arent "officially" self employed, do you still file?
The College Investor
The College Investor 2 aylar önce
Food stamps and child support are not taxable income. For your self employment, yes, you need to report all income you earn, including from selling artwork you create. You also can deduct any expenses you incurred in selling the art (maybe a website hosting cost, PayPal fees, etc.).
Tim Web
Tim Web 3 aylar önce
Amazing, let’s pay for some other idiots debt but never get any services for our own tax dollars. Yes
mikeruck2888
mikeruck2888 2 aylar önce
@Tim Web What you didn't think about is why this program exists. You do know that the government competes with private organizations for new graduates, right? Private corporations were known for paying much higher than government jobs, so in order to attract more graduates this program was created. Otherwise you would have a shortage of government employees (slightly effecting roads, water, electric work). So if you call congress they will likely spit in your face and tell you that you should be grateful.
Tim Web
Tim Web 3 aylar önce
@The College Investor I am contacting my congressman
The College Investor
The College Investor 3 aylar önce
We don’t quite understand where your rudeness is placed… don’t be upset at individuals taking advantage of a legal government program. That’s like asking Americans to overpay their taxes. If you have student loans it your legal right to get forgiveness if you qualify. Now, if you don’t believe these types of programs should exist, you can take it up with your Congressman. They’ve passed these types of programs for over 30 years… don’t be mad at people using them.
aix
aix 3 aylar önce
I'm already frustrated starting on my 30s, this vid made me feel worse😂
Theresa Bell
Theresa Bell 3 aylar önce
The PSLF is an absolute disgrace I have been paying 16 years and still no forgiveness and not in default.
Thunder Thumbz
Thunder Thumbz 10 gün önce
Cuz you dark chocolate?
The College Investor
The College Investor 3 aylar önce
I’m assuming you don’t meet the criteria then? The program works as designed and we’re seeing success stories almost daily now. Remember, it just requires 4 things: 1. Direct Loans 2. Qualifying Repayment Plan 3. Qualifying Employment 4. You filling out the paperwork correctly certifying the above for 120 payments worth
Christopher Macapagal
Christopher Macapagal 3 aylar önce
Just got an offer from point. This really helped clear up some confusion about it. I'll be speaking with one of their representative soon to get some more clarity. Awesome video!
Ricky
Ricky 29 gün önce
Hey did you end up going through with it? I’m looking into but it’s kinda confusing and I am debating it
The College Investor
The College Investor 2 aylar önce
Love it. Let us know how it goes.
bryan raker
bryan raker 3 aylar önce
Remember term insurance ends and doesn’t cover you for your “whole life” so if you are 35-40 start looking into whole life insurance.
bryan raker
bryan raker 18 gün önce
@Chilo Gutierrez fact is that insurance is simply peace of mind for the insured . Peace of mind knowing that his family will at least be able to take care of final expenses without having to lose the house or go financially bankrupt. Now weather you are working or not the desire to leave your family financially secure doesn’t change. And once TRshow a certain age it is going to be difficult to get coverage for different reasons the price will go up considerably when you reach 65 and if you had a term policy you got from your employer most likely that policy cancels within 30 days of leaving your job so if you believe in insurance which is why you most likely got it to begin with would you rather be proactive and get the best coverage as early as possible so that you can have a low rate. Whole life insurance premium will never change I recommend getting a WL policy by 40-45. Also now many carriers offer living benefits with their wL policies which means you can access some if not most the death benefit while you are alive. Or if you want to make some interest look into an IUL .
Chilo Gutierrez
Chilo Gutierrez 19 gün önce
This guys an idiot. Don’t listen to him. By the time your retired you won’t need life insurance anymore. And whole life is like 4 times as expensive. You only need life insurance while your working to take care of your loved ones.
The College Investor
The College Investor 2 aylar önce
Serious question - why do you need insurance for your whole life? Insurance serves a purpose for providing money to essentially cover the money you won't be generating any longer since you're dead. It's designed to protect your loved ones. But by the time you're in your 60s, you likely don't need to provide for others. There are some exceptions (of course), but for the majority, that's a waste of money versus other options.
Dysfunctional Gaming
Dysfunctional Gaming 3 aylar önce
Wasn’t taught this in school BUT I KNOW WHAT X EQUALS
Laura Montoya
Laura Montoya 3 aylar önce
Hey! thank you for this video. I am wondering, once I open and fund the account am I supposed to do something else or is that it?
The College Investor
The College Investor 3 aylar önce
You have to invest in something. The Roth IRA is just the vehicle. Inside the vehicle you can pick your investments.
jay
jay 3 aylar önce
Hello I’m only 16 and I started working a part time job and I have no idea if I have to make my taxes
The College Investor
The College Investor 3 aylar önce
Love it. You should plan on filing your taxes between January 1 and April 15 next year. Don't worry about it now. Make as much money as you can and crush it!
FatBoi CjFilms
FatBoi CjFilms 3 aylar önce
Wonderful information ℹ️ I gained Alot of knowledge thanks 🙏🏿
Kayla Adams
Kayla Adams 3 aylar önce
these are fine recommendations for budgeting but not so much managing the transactions and accounts or the electronic check register. i have been a long time MS Money user and only a few of my banks offer downloads i can directly import even with manually downloaded transactions they made changes to the file structure that Money cant read. for those that dont offer a downloadable file i can use i didnt mind the extra work as those were credit cards so those can wait until i check them on weekends but my core funding accounts are key to stay on top of daily. one of the core banks i have checking account with just changed their download formats w/o warning and im struggling with quicken, trying a few others but its a lousy experience to have to switch it all on the fly w/o warning was hoping to find some other suggestions here
philistineau
philistineau 3 aylar önce
Do not listen to this terrible advice. She completely missed the income tax implications.
Jen Pink
Jen Pink 3 aylar önce
Do i qualify if I'm unemployed for the year 2020 and gave birth to a baby at same year. I just got my 1st and second stimulus for my baby today, cause I filed tax just to claim my baby's missing stimulus though I didn't received my baby's 3rd stimulus. Will they send me plus up for that? I'm not sure if I will be receiving child tax credit starting this July? Pls help what should I do?
👉TECH_CANUCKS ON INSTAGRAM
👉TECH_CANUCKS ON INSTAGRAM 3 aylar önce
I had same thinking at first when I was waiting for, but it all changed when I had guide from Evans Clinton who help me all through some paperwork and documents that made me recieve mine.
👉TECH_CANUCKS ON INSTAGRAM
👉TECH_CANUCKS ON INSTAGRAM 3 aylar önce
You'll have to receive your 3rd stimulus before you can access any other.
Elliana Del
Elliana Del 3 aylar önce
WHERE DOES ALL THIS MONEY COME FROM
Leidyt S
Leidyt S 3 aylar önce
This is advertising for Ethos.
The College Investor
The College Investor 3 aylar önce
I wish! They should pay us (but we don’t get paid from them so it’s not advertising).
justin owen
justin owen 3 aylar önce
“Eye-ruh”
Madfox4you
Madfox4you 4 aylar önce
Your hair looks nice
Tim Web
Tim Web 4 aylar önce
Meanwhile no credits available to me
The College Investor
The College Investor 4 aylar önce
😢
Igor Silkin
Igor Silkin 4 aylar önce
Hey, Justine ! Your video about the tax software comparison is great. Your knowledges encouraging me to ask you a piece of advice: What software do you think will work best for me for automated tracking of all my personal and Single Member LLC expenses with a reminder, adding deductions and filing options ? My LLC has just started, not yet many transactions there, so I am not looking for a free one, but some around $100-150 gonna be Great. I will greatly appreciate some of your affiliate links to choose from with your recommendations.
The College Investor
The College Investor 4 aylar önce
Quickbooks online: thecollegeinvestor.com/17571/the-best-online-accounting-software-for-your-cloud-business/
Igor Silkin
Igor Silkin 4 aylar önce
Girl is so cool, I can't focus on the subject while admiring ... But the channel is really great ! I am gathering the information for the self tax preparation mostly on this channel ...
Clown Prince of Crime Hudson
Clown Prince of Crime Hudson 4 aylar önce
i really wonder, i was confused by this my brother literally said all you have to do is sell stuff off of ebay adn your fine. Does this actually work. While I am not going to do it I am just curious
Clown Prince of Crime Hudson
Clown Prince of Crime Hudson 4 aylar önce
@The College Investor side hustling as in on the side with a part time job or just selling stuff, cause just selling I find dumb
The College Investor
The College Investor 4 aylar önce
Highly recommend side hustling by selling stuff on eBay to make money. Then you can take that money and invest it!